Pension provision
Pensions & Retirement — plan ahead, live better.
The Swiss 3-pillar system provides a solid foundation — but it often has gaps. We analyse your full situation, identify tax optimisation opportunities and plan your retirement.
- 3
- pillars analysed
- 100%
- deductible buy-ins
- Free
- personalised review
The Swiss system
The 3 pillars of your retirement
1st pillar — AHV/IV (AVS/AI)
Compulsory state pension. Maximum CHF 2'450/month (2025). Replaces ~40% of the final salary for most insured persons.
2nd pillar — BVG/LPP
Compulsory occupational pension. Goal: reach 60% together with the 1st pillar. Buy-ins are fully tax-deductible.
3rd pillar — Private
Voluntary private pension provision. Tax-deductible pillar 3a (CHF 7'258/year) and flexible pillar 3b. A powerful tax lever.
Our pension services