PRENATAL INSURANCE YOUR BABY'S PROTECTION STARTS BEFORE BIRTH.
The arrival of a child is a unique moment that deserves to be prepared with peace of mind. Prenatal insurance lets you insure your future baby before birth and give them optimal cover from their very first days. By taking these steps early, you ensure your child has access to supplementary benefits without any medical formalities after birth. At Veltica, we help you choose the solution best suited to your family situation, so you can prepare your child's future with complete peace of mind.
OUR PRENATAL INSURANCE SERVICES
Taking out cover before birth often avoids certain medical restrictions that could apply later on.
PLANNING AHEAD FOR YOUR CHILD'S FUTURE
Taking out cover before birth
By taking out prenatal insurance during pregnancy, you allow your baby to be covered from birth.
CHOOSING THE BEST PROTECTION
Comparing solutions
We analyse the different offers on the market to identify the benefits best suited to your needs and your budget.
Strengthening health protection
Cover for supplementary care
Some insurers offer additional benefits such as private hospital cover, complementary medicine or preventive care.
GETTING THE RIGHT ADVICE
Personalised support
We guide you through every step to select cover suited to your family situation.
Types of protection
Basic health insurance (KVG/LAMal)
Guarantee your baby access to medical care from birth. Compulsory health insurance covers paediatric consultations, recommended vaccinations, medical treatment and hospital stays in the general ward.
Supplementary health insurance
Give your child broader protection from their very first days. Depending on the insurer, taking out cover before birth gives access to certain supplementary policies without a health questionnaire, particularly for alternative medicine, preventive care and benefits not covered by KVG/LAMal.
Hospital insurance
Plan for more comfort and freedom in the event of a hospital stay. Depending on the cover chosen, your child can benefit from a stay in a semi-private or private ward, a wider choice of hospitals and additional benefits.
Give your child protection from their very first moments
Prepare for your child's arrival with peace of mind, thanks to our answers to the most frequently asked questions about prenatal insurance, its advantages and its guarantees.
FAQ - PRENATAL INSURANCE - EVERYTHING YOU NEED TO KNOW
What is prenatal insurance?
Prenatal insurance lets you insure a child before birth so that they benefit from certain cover from the day they are born.
When can you take out prenatal insurance?
Cover is generally taken out during pregnancy. Conditions vary from one insurer to another.
What are the advantages of prenatal insurance?
In particular, it allows you to obtain certain supplementary insurance from birth and to avoid certain restrictions linked to the child's future state of health.
Is prenatal insurance compulsory?
No. It is optional, but it can offer significant advantages for your child's health cover.
Which benefits can be covered?
Depending on the plan chosen, benefits may include supplementary insurance, private or semi-private hospital cover, certain alternative medicines and other specific cover.
Can you insure a child after birth?
Yes, but some supplementary insurers may require a medical questionnaire or apply limitations depending on the situation.
When does the cover start?
As a rule, the cover takes effect at the child's birth, in accordance with the terms of the policy.
Why choose Veltica?
We help you compare the available solutions and choose the protection best suited to your family and your budget.