Legal expenses insurance — defend your rights without fear.
A dispute with your landlord, a contested road accident, a conflict at work: lawyers' fees and court costs quickly add up. Legal expenses insurance covers these costs.
LEGAL EXPENSES INSURANCE FOR EVERYDAY DISPUTES
Work, housing, consumer issues or road traffic: discover the main areas in which private legal expenses insurance can defend your interests in Switzerland.
EMPLOYMENT LAW
Employment disputes
Unfair dismissal, unpaid wages, a disputed reference letter or a conflict with your employer: get legal assistance to assert your rights.
TENANCY LAW
Housing disputes
Rent increase, return of your rental deposit, termination of your lease or a dispute with your landlord: protect your interests as a tenant.
CONTRACTS & PURCHASES
Consumer disputes
Faulty purchases, substandard services, warranty problems or conflicts with a service provider: get legal support to resolve your disputes.
TRAFFIC DISPUTES
New key feature
Road accident, disagreement with an insurer or traffic-related proceedings: defend your rights with suitable road traffic cover.
A DISPUTE CAN BE EXPENSIVE. YOUR RIGHTS DESERVE TO BE PROTECTED.
Price, lawyers' fees, waiting periods and conditions of cover: find the answers to the key questions for choosing your private legal expenses insurance.
ALL ABOUT LEGAL EXPENSES INSURANCE IN SWITZERLAND
What does private legal expenses insurance cover in Switzerland?
Private legal expenses insurance supports you in everyday disputes: conflicts with an employer, a landlord, a retailer or a service provider. Depending on the policy, it covers legal advice, lawyers' fees and court costs in the insured areas.
How much does legal expenses insurance cost in Switzerland?
The price depends on the insurer, the areas covered, the benefit ceiling and the number of people insured. Individual legal expenses insurance is generally cheaper than family cover or a package that includes road traffic. Comparing offers helps you find the best balance between cover and premiums.
Does legal expenses insurance cover all lawyers' fees?
Legal expenses insurance can cover lawyers' fees, court costs and expert reports needed for an insured dispute. However, ceilings, deductibles, exclusions and conditions of cover may apply. The choice of lawyer is also subject to the terms of the policy and to legal rules.
Can you take out legal expenses insurance when a dispute is already under way?
In principle, no. Disputes already known before the policy is taken out are generally not covered. Some areas also have a waiting period before cover takes effect. It is therefore best to get insured before a conflict arises.
What is the difference between private legal expenses insurance and traffic legal expenses insurance?
Private legal expenses insurance covers certain everyday disputes, particularly in the areas of employment, housing and consumer issues. Traffic legal expenses insurance covers conflicts relating to the use of vehicles and road traffic. The two types of cover can be offered separately or combined.
What is the waiting period for legal expenses insurance in Switzerland?
The waiting period is the period after the policy is taken out during which certain new disputes are not yet covered. In Switzerland, it is often 3 months, but it can vary depending on the insurer and the area of law. Some cover may apply immediately. It is therefore essential to compare the terms before choosing your legal expenses insurance.