PROFESSIONAL PROTECTION & PENSION PROVISION

SME & SELF-EMPLOYED INSURANCE

Whether you are an employer or self-employed, several types of insurance are compulsory. Others are strongly recommended to protect your business. We audit your cover and negotiate the best terms.

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Business cover

All the insurance your business needs

LAA — Accident insurance

Compulsory accident insurance for all your employees — basic LAA, supplementary LAAC cover, claims management.

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Mandatory and extra-mandatory BVG/LPP

Setting up, optimising and managing the 2nd pillar for SMEs and the self-employed: legal compliance and benefits for your employees.

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Daily sickness benefits insurance (IJM)

Protect your cash flow when an employee is off sick for a long time. Daily sickness benefits insurance covers the salary for up to 720 or 730 days.

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Professional liability

Business liability, professional liability: cover the damage your professional activity could cause to third parties.

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Business legal expenses insurance

Commercial disputes, employment law, leases, contracts: defend your company's interests without spending a fortune on legal fees.

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Vested benefits

Vested benefits account or foundation: manage and optimise your pension assets during a career transition.

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Our insurance partners

Solutions tailored to your needs

In partnership with recognised insurers

What we cover

Compliance checklist for employers

AHV/AVS, IV/AI, EO/APG

Old-age, disability and loss of earnings insurance: compulsory from the first employee. Annual declarations and monthly instalments.

Accident insurance (UVG/LAA)

Occupational and non-occupational accidents (from 8h/week). Compulsory for all employees.

BVG/LPP

Compulsory from an annual salary of CHF 22'050. Affiliation with an approved pension fund.

Free, no obligation

A full audit of your business insurance

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