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Is proud to sponsor a Swiss crew for the 5 days of Lake Geneva.

By joining forces with Antoine Costa and Yves Galante, a motivated team always ready to take on new challenges, we hope to enable all enthusiasts to share the pleasure of sailing.See you at the start on Sunday, July 22, 2018 at 2 p.m. at the Port de Vidy to cheer them on. Faites-nous rêver&nbsp;

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Is proud to sponsor a Swiss crew for the 5 jours du Léman.

The 5 days of Lake Geneva

Veltica finance, die 5 Tage von Leman

Veltica finance, les 5 jours du leman

Veltica finance, the 5 days of leman

Am I entitled to my salary if my employer has not taken out loss of earnings / daily sickness benefit insurance and how much is it?

Without loss of earnings / daily sickness benefit insurance within the company, here is how long the employee is entitled to his salary. When a company employee falls ill and is unable to work through no fault of his own, he is entitled to his salary for a period defined according to the Bernese scale. If the employment relationship has been in existence for more than three months, or if the contract has been concluded for a period of more than three months, this salary is governed by article 324a of the Swiss Code of Obligations.

Duration of salary entitlement under the Bernese salary scale (based on seniority)

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Duration of salary entitlement according to the Bernese salary scale (depending on seniority).

Berner Leiter - Veltica Finance - Schweizerischer Treuhänder

Berner Skala

Echelle bernoise - Veltica Finance - Fiduciaire Suisse

Echelle bernoise

Bernese scale - Veltica Finance - Fiduciaire Suisse

Bernese scale

Over the next three years, rents are set to fall by 10%, a trend that will benefit tenants. With a record level of over 65,000 vacant properties in Switzerland, 82% of which are rental apartments, the major cities on Lake Geneva, Lausanne, Montreux and Vevey are likely to see sharp falls in rents. This situation also reflects a steadily rising relocation rate. As rent is often indexed to the mortgage rate, we strongly recommend that you ask for a rent reduction if this is the case. In Switzerland, we're building more and more housing. With construction activity on the rise in the Gros-de-Vaud, Morges, Lausanne and Vevey regions, this increase in available housing will become even more pronounced over the next few years. This trend should encourage landlords to adjust rents downwards. In French-speaking Switzerland, tenants will particularly benefit. This should also be the case in Sarine, Aigle (VD) and La Chaux-de-Fonds (NE), where the availability of housing exceeds the Swiss average.&nbsp;&nbsp;

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Rents are expected to fall by 10%.

Ein erheblicher Rückgang der Mieten in der Schweiz wird angekündigt.

Une baisse importante des loyers en Suisse est annoncée.

A major fall in rents in Switzerland has been announced.

Would you like to pay less tax? Here are 8 simple but essential tips.

The first tip / Respecting deadlines:&nbsp; quite simply, submit your tax return on time. For most cantons, the deadline is March. Since 2016, the canton of Vaud has charged each taxpayer CHF 50 for a late return. This can be extended, but a request must be made in advance.

Your commute:&nbsp;from home to work is a deductible expense. As a general rule, the tax authorities recognize expenses up to the number of kilometers separating your place of residence from your place of work.

Meals:&nbsp;by justifying the fact that you can't get home at noon, you can claim a flat-rate deduction of CHF 13.33 per day worked, i.e. a maximum of 240 days for a total of CHF 3,200.

Business expenses:&nbsp;without justification, employees may deduct a lump sum equivalent to 3% of their salary.

The 3rd pillar, private pension provision:&nbsp;contributing to the 3rd pillar reduces your tax burden. For both 2017 and 2018, a ceiling of CHF 6,768 has been set for employees affiliated to a pension fund. The deduction is governed by cantonal laws and varies from canton to canton.

Your medical expenses:&nbsp;if expenses exceed 5% of your net income. Deductions for special disabilities are also deductible. However, as with the 3rd pillar, these amounts are established by cantonal laws and vary according to the geographical location of your tax domicile.

Advanced training:&nbsp;you want to perfect your skills in your professional field or learn a new language. In some cases, the cost of further training is tax-deductible. Unfortunately, in most cantons, training costs to acquire a new job are not tax-deductible.

Our final tip:&nbsp;if in doubt, please contact us. The team at Veltica Finance - Fiduciaire Suisse will be delighted to answer any questions you may have.

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8 simple but essential tips.

{"time":1668524720915, "blocks":[{"id": "MQbNuZ-MQu", "type": "header", "data":{"text": "Möchten Sie weniger Steuern zahlen? Hier sind 8 einfache, aber wichtige Tipps", "level":2}},{"id": "AQWKXZ83h9", "type": "paragraph", "data":{"text":"Der erste Tipp / Fristen einhalten :&nbsp; ganz einfach, die Steuererklärung rechtzeitig einzureichen. Für die meisten Kantone ist der Stichtag im März. Seit 2016 berechnet der Kanton Waadt jedem Steuerpflichtigen CHF 50 für eine Rücksendung außerhalb der Frist. Diese kann verlängert werden, man muss vorher einen Antrag stellen."}},{"id": "R34uANY1gz", "type": "paragraph", "data":{"text":"Ihre Fahrten:&nbsp;von der Wohnung zur Arbeit sind abzugsfähige Ausgaben. In der Regel erkennt das Finanzamt die Kosten in Höhe der Kilometerzahl zwischen Ihrem Wohnort und dem Arbeitsort an."}},{"id": "8URFcx07d-", "type": "paragraph", "data":{"text":"Verpflegung:&nbsp;Wenn Sie begründen, dass Sie mittags nicht nach Hause gehen können, können Sie einen Pauschalabzug von CHF 13,33 pro Arbeitstag geltend machen, also maximal 240 Tage für insgesamt CHF 3'200."}},{"id": "3xfr0JjGdb", "type": "paragraph", "data":{"text":"Werbungskosten:&nbsp;Ohne Nachweis können Arbeitnehmer einen Pauschalbetrag in Höhe von 3 % ihres Gehalts abziehen."}},{"id": "2K7CkybURq", "type": "paragraph", "data":{"text":"Die 3. Säule, die private Altersvorsorge:&nbsp;Beiträge in die 3. Säule senken Ihre Steuerlast. Für 2017 und 2018 gilt eine Obergrenze von 6.768 Franken für Arbeitnehmer, die einer Pensionskasse angehören. Der Abzug wird durch kantonale Gesetze geregelt und ist je nach Kanton unterschiedlich."}},{"id": "nWcrbvKA6D", "type": "paragraph", "data":{"text":"Ihre Krankheitskosten:&nbsp;wenn die Ausgaben 5% Ihres Nettoeinkommens übersteigen. Außerdem sind Abzüge aufgrund einer besonderen Behinderung ebenfalls abzugsfähig. Wie bei der dritten Säule werden diese Beträge jedoch durch kantonale Gesetze festgelegt und variieren je nach der geografischen Lage Ihres Steuerwohnsitzes."}},{"id": "OX2wtSeGgk", "type": "paragraph", "data":{"text":"Weiterbildung:&nbsp;Sie möchten sich in Ihrem Berufsfeld weiterbilden oder eine neue Sprache lernen. Diese Kosten für eine Zusatzausbildung sind in einigen Fällen steuerlich absetzbar. Leider sind in den meisten Kantonen Ausbildungskosten zum Erwerb einer neuen Arbeit nicht steuerlich absetzbar."}},{"id": "IxTY6-FHkc", "type": "paragraph", "data":{"text":"Unser letzter Rat:&nbsp;Im Zweifelsfall können Sie sich gerne an uns wenden. Das Team von Veltica Finance - Treuhand Suisse freut sich darauf, Ihre Fragen zu beantworten.&nbsp;\\}}], "version": "2.23.2"}}

Our news

Veltica finance, the 5 days of leman

Bernese scale

A major fall in rents in Switzerland has been announced.

Tax deductions - Veltica Finance - Swiss Fiduciary

Avoid automatic taxation

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